For those barren employed persons on good salaries and paying up to the maximum amount possible - "Contribution Assessment Ceiling " (German: Beitragsbemessungsgrenze) set at 66,150€ in 2025 - it means they will contribute a colossal 603.62€ per month (was 540.80€ in 2024) out of their own pocket towards the German "public" health system! 471,32€ for medical insurance and 132.30€ towards the compulsory long-term nursing care, which is still on its knees.
Extraordinary right of termination
When a statutory health provider increases its 'Own Additional Fee', the insured person can terminate their contract by switching to a different provider!
Therefore, if members are required to pay a higher charge due to an increased rate, they have an extraordinary right to submit a cancellation request within the month the increased rate is to be charged for the first time. Successfully announced, and taking legal switching period into consideration - at least two months to the end of the month - should you act e.g. in January, you can be with a new provider as of April.
Listed below are the "Own Additional Fee" of 72 providers operating either nationwide or within certain regions only. Unfortuantely, every one of these has seen it necessary to increase their fee to cover costs.
| Statutory Health Provider | Additional Fee 2025 | Additional Fee 2024 |
|---|---|---|
| AOK Bayern* | ↑ 2.69% | 1.58% |
| AOK Baden-Württemberg* | ↑ 2.60% | 1.60% |
| AOK Bremen/Bremerhaven* | ↑ 2.49% | 1.38% |
| AOK Hessen* | ↑ 2.49% | 1.60% |
| AOK Niedersachsen* | ↑ 2.70% | 1.50% |
| AOK Nordost* | ↑ 3.50% | 2.70% |
| AOK Nordwest* | ↑ 2.79% | 1.89% |
| AOK Plus* | ↑ 3.10% | 1.80% |
| AOK Rheinland-Pfalz* | ↑ 2.47% | 1.80% |
| AOK Rheinland / Hamburg* | ↑ 2.99% | 2.20% |
| AOK Sachsen-Anhalt* | ↑ 2.50% | 1.30% |
| Audi BKK | ↑ 2.40% | 1.00% |
| Bahn-BKK | ↑ 3.40% | 2.20% |
| Barmer | ↑ 3.29% | 2.19% |
| Bergische Krankenkasse* | ↑ 2.95% | 1.60% |
| Bertelsmann BKK* | ↑ 3.20% | 1.40% |
| BIG direkt gesund | ↑ 3.39% | 1.65% |
| BKK24 | ↑ 3.25% | 1.89% |
| BKK Akzo Nobel Bayern* | ↑ 3.39% | 1.65% |
| BKK Diakonie* | ↑ 3.80% | 1.80% |
| BKK DürkoppAdler* | ↑ 3.88% | 1.55% |
| BKK Euregio* | ↑ 3.39% | 1.25% |
| BKK Exklusiv* | ↑ 2.39% | 1.99% |
| BKK Faber-Castell & Partner* | ↑ 2,18% | 1.10% |
| BKK Firmus | ↑ 1.84% | 0.90% |
| BKK Freudenberg* | ↑ 2.49% | 1.50% |
| BKK Gildemeister Seidensticker | ↑ 3.40% | 1.50% |
| BKK Herkules* | ↑ 3.48% | 1.09% |
| BKK Linde | ↑ 2.50% | 1.50% |
| BKK Meltitta HMR* | ↑ 3.50% | 1.60% |
| BKK mkk (vorh. BKK VBU) | ↑ 3.50% | 1.80% |
| BKK Mobil | ↑ 3.89% | 1.49% |
| BKK Pfaff* | ↑ 2.78% | 1.98% |
| BKK Pfalz | ↑ 3.90% | 1.98% |
| BKK Provita | ↑ 2.89% | 1.49% |
| BKK Public* | ↑ 2.30% | 1.20% |
| BKK Scheufelen* | ↑ 2.75% | 1.85% |
| BKK SBH* | ↑ 2.44% | 1.29% |
| BKK Technoform* | ↑ 2.49% | 1.50% |
| BKK Verbundplus | ↑ 2.85% | 1.35% |
| BKK VDN* | ↑ 3.19% | 1.69% |
| BKK Werra-Meissner* | ↑ 3.39% | 1.80% |
| BKK Wirtschaft & Finanzen* | ↑ 3.99% | 1.99% |
| BKK ZF & Partner* | ↑ 3.40% | 1.69% |
| Bosch BKK* | ↑ 2.68% | 1.50% |
| Continentale BKK | ↑ 3.33% | 1,60% |
| DAK-Gesundheit | ↑ 2.80% | 1.70% |
| Debeka BKK | ↑ 3.25% | 1.69% |
| energie-BKK | ↑ 2.98% | 1.59% |
| Heimat Krankenkasse* | ↑ 1.84% | 1.84% |
| HEK - Hanseatische Krankenkasse | ↑ 2.50% | 1.30% |
| HKK - Handelskrankenkasse | ↑ 2.19% | 0.98% |
| IKK - die Inovationskasse* | ↑ 3.10% | 1.70% |
| IKK classic | ↑ 3.40% | 1.70% |
| IKK gesund plus | ↑ 3.39% | 1.49% |
| IKK Südwest* | ↑ 3.25% | 1.65% |
| KKH - Kaufmännische Krankenkasse | ↑ 3.78% | 1.98% |
| Knappschaft | ↑ 4.40% | 2.20% |
| Mhplus BKK* | ↑ 2.56% | 1.58% |
| Novitas BKK | ↑ 2.98% | 1.70% |
| Pronova BKK | ↑ 3.20% | 1.80% |
| R+V BKK | ↑ 2.96% | 1.40% |
| Salus BKK | ↑ 2.99% | 1.59% |
| SBK - Siemens-Betriebskrankenkasse* | ↑ 2.90% | 1.70% |
| Securvita BKK* | ↑ 3.20% | 2.20% |
| Siemens-Betriebskrankenkasse (SBK) | ↑ 1.70% | 1.70% |
| SKD BKK* | ↑ 2.48% | 1.49% |
| TK - Techniker Krankenkasse | ↑ 2.45% | 1.20% |
| TUI BKK | ↑ 2.50% | 1.50% |
| Viactiv Krankenkasse | ↑ 3.27% | 1.60% |
| Vivida BKK | ↑ 3.79% | 1.70% |
| WMF BKK | ↑ 2.45% | 1.60% |
| Providers in total: 72 | ||
| * regional provider | ||