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German statutory health contributions increasing in 2020

The German Ministry of Health ("Bundesgesundheitsministerium") have announced that across the board German statutory health providers are increasing their own Additional Rate from an average of 0.9% in 2019 to 1.1% in 2020.

This average increase of "just" 0.20% will come costly to a lot of people - those with average to low earnings - as these make up the majority of members in the "public" health system.
Taking a look at options, one will learn that Additional Rates vary from insurer to insurer (0.20% - 2.50%), thus there is always real potential to save serious amounts of cash by switching from an expensive to cheap provider and despite this recent announcement.
For this reason members should always consider changing the logo on their health insurance card, despite the provider's promise that money is returned in form of their extra services, cash-backs for precautionary examinations and other reward linked to bonus-booklets, etc. These are just teasers, not real savings!

Here a few examples based on gross income:

Self-employed 

Employed

> 2,500€ => 5.00€ per month / 60.00€ per year
> 3,000€ => 6.00€ per month / 72.00€ per year
> 4,000€ => 8.00€ per month / 96.00€ per year
> 5,000€ => 10.00€ per month / 120.00€ per year

 

> 2,500€ => 2.50€ per month / 30.00€ per year
> 3,000€ => 3.00€ per month / 36.00€ per year
> 4,000€ => 4.00€ per month / 48.00€ per year
> 5,000€ => 5.00€ per month / 60.00€ per year

For more information on this topic and our advice on what is best and which options one has, please follow this link to our statutory ("public") health insurance page.

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